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Once the mortgage is approved the bank will provide us with an estimate of all Mortgage costs involved, which we will review and will include any additional costs related to the purchase. We will send you a detailed breakdown so you know the exact amount to transfer in preparation for completion. Please note as from June 2019 the banks cover most costs related to the mortgage.
In general terms, we recommend clients to estimate 10% to 14% of the purchase price for the costs, which include the following:
Following are a few examples of the breakdown of costs. Since June 2019 clients must only pay for the costs related to the purchase as the banks cover the costs for the notary, registry, administration and taxes related to the mortgage. Please bear in mind these costs are an estimate and can change as per each of the above mentioned points:
|Total Purchase Costs||€60.800||€94.050||€149.850||€205.450||€427.200|
|Mortgage costs||The only applicable costs are the property valuation and arrangement fee|
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